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Insurance available in Michigan and Illinois only


WLAM Disability
A Long-Term Disability Insurance Program created specifically for the Women Lawyer's Association of Michigan and its' members.

The Problem:
 Did you know that all insurance carriers use a sex-distinct rating system that charges drastically higher disability insurance premiums for woman professionals?

The Paragon Solution: a Win-Win for WLAM  and its members.

• Our plan will allow WLAM members to obtain top-quality, individual long-term disability insurance policies at heavily discounted, FAIR, unisex rates. We permanently de-activate the sex-distinct pricing surcharge.

• Since only members are eligible, non-affiliated woman attorneys may see this as yet another great reason to join and help to grow WLAM.

Let’s look at real numbers in an apples-to-apples comparison. Following are actual premiums from other top carriers and our proposed discounted plan.

Annual premiums, $4,000 per month, 90 day to age 65 , own-occupation, total and residual coverage.  Guaranteed level premiums to age 65.                                           
                                                         
                            Age 30      40      50 

Company A              $1,525  $2,275  $2.779 
Company B              $1,733  $2,375  $3,394
Company C              $1,561  $2,488  $3,523

   WLAM                       $869    $1,349  $1,825


The savings are dramatic, real, and permanent. The quality is unsurpassed on this bedrock component of an attorney’s personal financial plan.

To Receive a Quote or for Further Information on This Product, Please Contact:

Gary S. Rosenberg, CFP, CLU, CLTC
Tel: 800.727.0001 Ext.510
Fax: 248.851.1205
Email:

If you are not currently a member of the Woman Lawyer's Association of Michigan (WLAM),
but would like to join, please click on the link below.