Insuring Today's Professional

What would you say if someone told you that after living in your home for many years and then wanting to sell it, you couldn't sell it to the buyer of your choice for the best price, as you normally would?  Instead, you could only sell it back to the original builders at a price they predetermined.

You would not like it.  Yet this has been the situation with life insurance policies for years.

According to one study by a leading actuarial firm, 89.5% of all universal life policies are permitted to lapse or surrender -- the equivalent of selling the policy back to the insurance company for a predetermined cash surrender value.  For policy owners wanting to sell an unneeded or underperforming policy, that has been the only choice.

Times are changing and today the key question is: Do you know what your life insurance policy is really worth?  Because now you can sell the policy for its true market value in what is called a secondary market.

     The sale of an existing life insurance policy to a third party in exchange for an immediate lump sum cash payment is called a life settlement.  In a life settlement, the sale price is less than the policy's face value, but is higher than the policy's cash surrender value.

     Upon selling your insurance policy to a third party, you are relieved from making any future premium payments -- freeing up funds to fulfill other desired financial goals.

Interested?  Contact Us today to discover the hidden wealth you may posses!