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Insurance available in Michigan, Illinois, Ohio, Nevada, Florida.

Homeowners Insurance

Paragon Underwriters realizes your home represents one of the largest investments you will ever make. We ask the right questions to make sure we meet all your needs. Whether you're moving into a new house or just want to make sure your current coverage’s are up-to-date; we can provide all the protection you need. We have programs available to cover your high value possessions as well as your recreational vehicles. Whatever your situation may be, Paragon has a homeowners policy just for you!

Get Homeowners Quote >>

Homeowners

If you have tangible assets, you need the protection of a homeowners policy. These policies cover you in a home or an apartment, whether you are an owner or a renter. A well-written homeowners policy will pay to replace any of your personal property that is destroyed in a fire or other disaster. The policy will also be your first line of defense against a lawsuit from someone injured at your home.

The cost of this coverage is determined by many rating factors. The quality of the coverage, however, is determined by the quality of the insurer and whether the policy is written on a named perils or all-risk basis. A named-perils policy covers only those losses specifically cited in the contract. The all-risk policy works the opposite way -- unless a peril is specifically excluded, coverage is provided. The all-risk policy is broader and the burden of proof is on the carrier, not you, in the event of a loss.

Homeowners Insurance Quote

Renters

As a renter, you need to protect your personal property against theft and damage. Our renters insurance is hard to beat for convenience and value. Plus, we'll assure you the peace of mind you need for your valuable items and electronics.

Renters insurance can help protect you in case of a liability lawsuit against you. This could occur in a situation where you are held responsible for:

Injury to another person
Damage to another person's property

Whether the incident occurred within your rented residence, or elsewhere.

Renters Insurance Quote

Condominium

Condominium insurance provides coverage for your unit where your condominium association insurance stops. Your association typically insures the building and other common areas. You are responsible for the interior of your unit. Typically you need personal property and liability coverage. In addition to coverage for your floors, walls, cabinets and fixtures that your association's insurance probably will not cover.

Every association's insurance policy is different regarding what each unit owner is responsible for, so it is important to review your association policy and condominium by-laws carefully.

Condominium Insurance Quote

FREE REPORT - 10 Ways You Can Save $ on Your Homeowners Insurance -- And Provide Better Protection for Yourself and the People You Love!

Getting a Homeowners Quote is Simple! 3 Easy Ways to Get a Quote!

1. Apply Online
2. Request a Homeowners Quote
3. Complete a Homeowners / Renters Application

Know exactly what is in your house in case of an emergency!

Download easy-to-use Home Inventory Software.

TAKING A HOME INVENTORY

This software will help you create a room-by-room inventory of your personal possessions. Having an up-to-date home inventory will help you:

Purchase enough insurance to replace the things you own.
Get your insurance claims settled faster.
Substantiate losses for your income tax return.

You can always simply make a list in a notebook and save receipts and photos in a file. This software, however, should make this task fun and simple. More importantly, with the click of your mouse, you can update this list as you buy or eliminate personal possessions.

DOWNLOAD SOFTWARE

Valuable Items

Your possessions may be more valuable than you realize. Most homeowners policies offer limited coverage for personal articles such as jewelry, cameras, golf equipment, fine art and collectibles, and computer equipment. We can provide the additional protection you need.

A variety of property may be covered by valuable items coverage.

Artwork
Baseball cards
Books
Coins
Computer equipment
Firearms
Furs

Golf equipment
Jewelry
Memorabilia
Musical instruments
Oriental rugs
Silverware
Stamp

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Additional Information

Testimonials

"Paragon Underwriters has handled our legal malpractice insurance needs for many, many years. They are a very efficient company, always responding promptly to any request. The staff has an in-depth knowledge of coverage issues and has been very helpful to my law firm."
Michael Serling, Michael B. Serling, PC, Birmingham, MI

"I just wanted to take a few moments and tell you how pleased I have been over these many years with the service of your organization. I have appreciated the attention to our particular needs. The efforts of your team in working closely with us not only during the application process but, throughout the year, greatly facilitated the entire process and made it successful. Thanks again for all your efforts throughout the years, and I look forward to our continued relationship."
Sam Bernstein, Law Offices of Samuel I. Bernstein, Farmington Hills, MI

“Anytime we need anything, you are always there with help quickly and precisely.”
Annette Benson, Annette Benson & Assoc., Bingham Farms, MI

“The service was outstanding! A very classy place to do business with.”
Monty Kamposh, West Bloomfield, MI

“Competent, patient and persistent personnel who really seemed to understand my practice and needs.”
Daniel Vader, Vader Law Firm, Escanaba, MI

“You make it easy, and always have someone available with the answers to my questions! I don’t even shop around anymore for insurance by anyone else!”
Paul Decocq, Esq., Howell , MI

“Nobody takes better care of my insurance needs than Paragon. They are always on the ball and have the right answers for my questions, no matter what it is. Extremely professional!”
Kevin Wartersian, West Bloomfield, MI

“Very friendly, very responsive!”
Brian Jordan, Farmington Hills, MI

“Everyone is very on top of everything. Very professional!”
Ann Dickinson, VanOverbeke, Michaud & Timmony, P.C., Detroit, MI

“Service representatives are friendly and efficient. I always receive prompt responses & returned phone calls.”
Billie Jo Clark, Lake Ann, MI

“You guys are great!”
Michele Nayda, Harriet B. Rotter, PC, Franklin, MI

“Paragon is very responsive and a pleasure to work with.”
Howard Nudell, Nudell Architects, Farmington Hills, MI

“Paragon Underwriters has been handling our professional liability insurance requirements for several years. They have always done so with the utmost professionalism and efficiency. They have always sought coverage which fulfills our needs at the best price available. I would highly recommend them to anyone who has insurance needs.”
Roger F. Wardle, Secrest Wardle, PC, Farmington Hills, MI

“Easy to renew, great service and competitive pricing…thanks!”
Kurt Haskell, Haskell Law Firm, Taylor, MI

“My office missed our renewal. Paragon sent us a reminder and saved the day! Your SERVICE is the reason I always recommend Paragon!”
David Fowler, Esq., Grand Rapids, MI

"I always get a prompt response from your agency."
Norman Robiner, Huntington Woods, MI

"My contact at Paragon is always cheerful and helpful. I am contacted every year by other potential insurers and never have had an interest in talking to them."
Douglas Mires, Lake Orion, MI

"Your service is excellent! Good value and excellent staff."
John Walsh, Esq., Legal Ventures, Livonia, MI

"I have reveived excellent service from your company these past 12 years. If it isn't broke, don't fix it!"
Paul Bogos, Detroit, MI

"The support has always been exceptional!"
Janine A. Theisen, CPA, Plymouth, MI

"Sara did an excellent job for me & she was very good to work with!"

Howard W. Patch, Howard W. Patch, P.C., Jackson, MI

"I can't say enough about our professional liability agent. She was so helpful, understanding, and extremely professional and courteous. She's simply the best!"

Susan G. Graham, Graham Law Offices, P.C., Petoskey, MI

"My contacts at Paragon are extremely helpful, conscientious and very efficient. They are very patient and always return calls quickly! I really value their expertise in dealing with our company's needs and requests."

Zaina Elia, Esq., Federal Title Agency, Bloomfield Hills, MI

"I have dealt for may years with Paragon Underwriters and wish to continue as same. I really value their quick, efficient and professional response."
Anthony J. Semaan, Anthony J. Semaan & Associates, Livonia, MI

"Everything was impeccable. Service was fast and efficeint. You were able to get me a surety bond very quickly. Thank you!"

Akeel Roger Brikho, Cash Go, Farmington, MI

"My agent is very helpful & professional. She always answers my questions clearly and thoroughly and returns phone calls promptly. I am very pleased with her assistance and advice."
Laura Athens Esq., Farmington Hills, MI

"I love your people in the liability department. Very pleasant and easy to work with."
Ronnie Gould, James M. Searer, P.C., Muskegon, MI

"Great customer service and attentiveness of agents. Service has always been excellent!"
Vanessa Fluker, TAVA Conslting, Detroit, MI

"I have used Paragon since 1994. The professionalism and customer service are amazing! Thank you."
Teisha Tann, Teish D. Tann, P.C., Birmingham, MI

'I appreciate the prompt return phone calls and helpful service."
Billie Jo Clark, Bilkie Jo Clark, P.C., Lake Ann, MI

"We are very pleased with the service we have received, as well as the rates. We refer your company to everyone!"
Your Legal Service, PLLC, Southfield, MI

"Very professional from the beginning. Easy to get in touch with, very prompt getting back to us, very knowledgeable and helpful. Excellent experience in all aspects!"
Law Firm of Victoria, Birmingham, MI

"My service representative is responsive and efficient, and great to work with!"
Kranenberg & McCarthy PC, Battle Creek, MI

"I have been with Paragon for 20+ years!"
George B. Rasch, Flint, MI

"Paragon is dilligent in it's follow up and service to attorneys. I truly appreciate their attention to clients accounts."
Alan Rudzewicz, Bloomfield Hills, MI

"I am always so pleased with your company and everyone I have encountered there!"

Robert Andretz, East Lansing, MI